OUR STANDARDS!
Satisfaction
is guaranteed at MoneyTree Mortgages. Our disciplined approach and
full disclosure ensures no surprises throughout the mortgage application
process. All clients receive the same no-obligation consultation prior
to the application process and are encouraged to ask questions. At
MoneyTree we believe information is the key to good decision making.
After the no obligation consultation process we take an application. The application can be done through our web site, in person or over the phone and requires about 15 minutes of your time.
A mortgage pre-approval can be a very valuable negotiating tool in your search for a new home. When you make an offer on your dream home, it will be taken a lot more seriously if you already have financing in place.
The application process is intimidating to some, but it doesn't have to be. We use our expertise, experience and knowledge to make things as simple and easy for our clients as possible. We know what information the lenders are looking for and we make sure that we get it the first time.
A credit report is a summary of your credit including how much credit is currently extended and how much is being utilized. Creditors report into the credit bureau reporting system on a monthly basis and indicate whether accounts are up to date or in arrears.
What is an appraisal? An appraisal is a thought process leading to an opinion of value. This opinion or estimate is arrived at through a formal process that typically uses the three 'common approaches to value'.
As an Independant, non-bank owned mortgage brokerage, we at MoneyTree Mortgages are motivated only by the best interests of our clients. In the majority of cases there is no fee for our services as the lender pays us to sell their mortgages. Every successful mortgage transaction always begins with a no obligation consultation with one of our licensed agents.